LISTINGS
3 Beds4 Baths2,180 SqFt
324 2ND ST SE, Washington, DC 20003
MLS# DCDC2172102
Listed by Brent E Jackson of TTR Sotheby's International Realty
4 Beds6 Baths4,310 SqFt
75 AARON TRUEHART WAY, Titusville, NJ 08560
MLS# NJME2052838
Listed by Debra A Glatz of Lennar Sales Corp New Jersey
4 Beds5 Baths3,741 SqFt
74 AARON TRUEHART WAY, Titusville, NJ 08560
MLS# NJME2052832
Listed by Debra A Glatz of Lennar Sales Corp New Jersey
3 Beds4 Baths2,416 SqFt
216 MARTHA BROKAW WAY, Titusville, NJ 08560
MLS# NJME2052654
Listed by Debra A Glatz of Lennar Sales Corp New Jersey
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MORTGAGE CALCULATOR
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Mortgage Help
Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.
Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.
Property Tax Rate
The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.
Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.
HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.